Net Credit

Compare 24 Month Loans 2018 | New 24 Month Lenders

Compare 24 Month Loans

Intro…

As an extension from comparing 12 months, we’ll today double this to investigate 24 month loans for bad credit (& fair). Prime options will be explored at a later date. The niche in focus is small in demand, but we feel that it is an important one to consider for borrowers. Above all else this term helps to craft a highly affordable monthly repayment. If you were applying for £1000 then you would typically repay between £65 and £85 monthly that most borrowers should feel comfortable with. In contrast, if you just went with a single year then the payment would float between £105 and £160 that would be more tricky to keep on top off.

Keeping those repayments low is always advised since if the car breaks down or some unsuspected bill pops up you’ll be better prepared to lower that risk of a late payment or even defaulting. The number of listings below is much smaller than 12m, but you could in essence get the same term with a guarantor or logbook lender. What has squeezed down the tally of brands here is that most of the payday and instalment firms stop lending at the year point. They tend to impose expensive rates whereby for £1000 you could be paying almost the same amount in interest charges. The value in contrast today is much improved, yet still more expensive than the guarantor deals.

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Everyday Loans | www.everyday-loans.co.uk Reviews

Everyday Loans

Intro…

Everyday delivers large unsecured bad credit loans through a retail estate of 55 branches. Their valued industry experience and major high street presence has helped them to remain one of the industry heavyweights as time has passed. Arbuthnot’s Secure Trust Bank had been the brand owner, but they were sold on to Non-Standard Finance that was back in 2015. TrustTwo was included in the deal and more recently NSF boosted their guarantor credentials with the acquisition of George Banco. Everyday’s customer base sits at just over 45,000. This may not sound all that high, but you have to remember that each contract can be substantial, with funds as high as £15,000 up for grabs here.

About…

Brand: Everyday Loans (aka: EDL, EverydayLoans).
Company: Everyday Lending Ltd (part of Non-Standard Finance Plc).
Founder: Danny Malone, Mark Ridlington, Terry Williams.
Launched: 2006.
Licence: 724445.
Offers: Personal.
Opening Hours: Monday to Friday (10am-6pm) and Saturday (10am-12pm).
Other Projects: George Banco, Loans at Home, TrustTwo.
Web: www.everyday-loans.co.uk.

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Naylors Finance Loans | www.naylorsfinance.com Reviews

Naylors Finance Loans

Intro…

This Yorkshire-based doorstep lender was established in 1978. The original company was setup as J&R Naylors of Wakefield Ltd that they later changed in 2012. Over time they have spread across regions, but aren’t fully national. When we recently compared doorstep lenders it was surprising to see their site rank 2nd for traffic. On a check today they had even edged past Provident to take that #1 spot. This position is only likely to be held temporarily, but even still their rapid progression has been impressive. It isn’t clear what is behind their popularity spike. They are advertising more online, but this is also the case with Morses Club who aren’t enjoying the same traction.

About…

Brand: Naylors Finance (aka: Naylors Loans).
Company: Naylors Finance Ltd.
Founder: Roger Tranter.
Launched: 2012 (1978 as J&R Naylors of Wakefield).
Licence: 692575.
Offers: Doorstep.
Opening Hours: Monday to Friday (8am-4.30pm).
Other Projects: Non.
Web: www.naylorsfinance.com.

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