Cash Asap Loans | www.cashasap.co.uk Reviews
About Cash Asap Loans
Cash Asap has flew under the radar and grown slowly due to minimal promotion on their part. This had been the sole lending arm of Apfin Ltd active since 2012. They however added Polar Credit in 2019. The owner also runs a broker site called Clear and Fair (www.clearandfair.co.uk). Apfin had very much based Asap on the now defunct past market leader Wonga. As was the case there, flexible short terms enabled any day to be selected within the month (they even extended to 35 days). They also added a fixed 3 month option. Initially you could also borrow from £20 onwards, but this raised to £100 and then £100. There have however been further recent changes.
Flexible short term lending has been scrapped with just a single payday term stretching from £150 to £300. You can now also select 3, 4, 5 or 6 months with £150 to £750 being selectable. First timers are restricted to £400. Any amount to the exact £1 can be picked out. For pricing you’d be looking at £47.67 for 1m (£200) and then for £300 the cost would be £143.01 (3m) or £253.46 (6m). Exact amounts depend on how close your payday is. There is a Cash Asap loans promo box, but no known codes. This firm scores 88% at Trustpilot with 2000+ reviews having now been collected. Unfortunately, weekend hours have been scrapped, even though they are in place at Polar.
Address: 3rd Floor, 12 Gough Square, London, EC4A 3DW
Brand: Cash Asap (aka: CashAsap)
Company: Apfin Ltd
Contact (📧): firstname.lastname@example.org
Contact (☎): 0800 488 0905
FCA Licence: 673186
Niche: Payday, instalment
Opening Hours: Mon/Fri (9am-5pm)
Related Brands: Polar Credit
Site Address: www.cashasap.co.uk
Site Rank (Alexa.com Global): #2,364,821
Amounts Available: £150 to £400 (£750 on reloans)
Late Payment Fee: £10
Login Provided: Yes
Pricing: £47.67 /£200 (1m) & £143.01 /£300 (3m)
Repayment Terms: 1 to 6 months (1, 3, 4, 5 & 6)
Feefo: Not listed
Reviews: 91% (10+ count)
Trustpilot: 88% (2030+ count)
Rivals & Similar Lenders Like Cash Asap
This service had been a good contender for those seeking lenders like Wonga due to the level of repayment flexibility. As it has turned out, most of Wonga’s past customers look to have switched across to SafetyNet. It is understandable why they are so popular with their credit line facility being available to spend 24/7. There is also overdraft protection and any repayments up to your payday can be selected. At that point you can then simply reloan without needing to reapply. SafetyNet is the ideal choice, but if you don’t have bad credit then you may be able to qualify with Asap’s sister brand Polar Credit that is also a revolving facility. Regarding closely matched rivals, Both Auden and Oakam have similar ballpark Alexa ranks in 2021.
Last Check @ www.cashasap.co.uk: April 27th, 2021
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Great service. Very fast and no paperwork was needed to complete the loan.