CashFloat Loans | Reviews

CashFloat Loans

About CashFloat Loans

CashFloat is the central lending arm of Western Circle Ltd that is also active in Spain (via as well as the UK. There is a cluster of other brands controlled by Western Circle. This has however remained quite a small financial group that has helped just over 40,000 people across their roster of sites. CashFloat’s popularity has been boosted considerably by their impressive search engine rankings that have been held for some time now. They are for instance ranked on the first page of Google for the major “Payday Loans” term that is impressive considering that they only launched back in 2014. In this particular sector they have generally ranked just within the top 10.

CashFloat’s service does come with its limitations. The smallest loan sum that you can borrow is £200 that is quite a chunky amount for new applicants to repay with interest added. They are also only open during working days only. Terms do extend to 4 months here, but there are restrictions in place that are: £200-£250 (1-2m), £300 (1-3m), £350-£450 (2-3m), £500-£600 (2-4m), £650-£850 (3-4m) and £900+ (4m). Their 3 month price at £143.70 per £300 is quite competitive and they have historically been known for high acceptance rates. Their feedback on also scores well at 96% from more than 500 reviewers. From glancing over, praise is often directed at their customer support team.

Company Details

Address: 2a Highfield Avenue, London, NW11 9ET

Brand: CashFloat (aka: Cash Float)

Company: Western Circle Ltd

Contact (📧):

Contact (☎): 0203 757 1933

FCA Licence: 714479

Launched: 2014

Niche: Payday, instalment

Opening Hours: Mon/Fri (9am-5.30pm)

Related Brands: Payday Loans Net, Pera Loans, Quick Loans Express

Site Address:

Site Rank (Alexa UK): #60,317

Product Specs

Amounts Available: £200 to £500 (£1100 on reloans)

Late Payment Fee: £15

Login Provided: Yes

Pricing: £48 /£200 (1m) & £143.70 /£300 (3m)

Repayment Terms: 1 to 4 months

Review Feedback

Feefo: Not listed

Reviews: 96% (530+ count)

Trustpilot: 62% (40+ count)

Rivals & Similar Lenders Like CashFloat

This company has a similar traffic ranking as Swift Sterling who are a well established lender. The terms are quite similar with each. 3 month pricing is cheaper here at £143.70 per £300 compared to Swift’s £155. Swift is however open on Saturdays and Sundays. There are various 7/7 lenders ranking ahead of them like Mr Lender, MyJar, Peachy etc. Of these, Peachy is a good flexible alternative offering 1 to 12 month repay options and their pricing is also more competitive at £116.66 (with promo at 3m). Western’s other projects for reference are generally matched on specs, but they’re much less popular. Pera’s costs are a little cheaper, but they require 23+ applicants and are Alexa unranked.

Last Check @ June 15th, 2019

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