Loans at Home Loans | Reviews

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Loans at Home Loans

About Loans at Home Loans

Loans at Home originated as S&U Stores in the year 1938. This business that was established by Clifford Coombs sold household goods back then with the financial switch eventually taking place in 1975. LoansatHome4U was another name put forward. In August 2015 the acquisition from Non-Standard Finance took place. S&U Plc still exists today, but this is only through their Advantage Finance and Aspen Bridging brands. LAH is today the UK’s 2nd largest doorstep lender serving around 77,200 customers. They remain a fair way behind #1 ranked Morses Club at 180k. This 180k tally is similar to the Group’s overall user base that also includes the Everyday Loans, George Banco and TrustTwo operations.

There is no recent data circulating on the tally of agents employed, but these are sent from 64 offices. Coverage extends across England, Scotland and Wales. The aim is to arrange a rep visit within 24 hours although their operational hours are quite restricted. The product pitched enables funding from £100 to £600 across a range of 14 to 34 weeks. If you opted for £100 then you’d be charged £40 for this set at 14 weeks. Increasing to £200 may be advised as this opens up all 3 repayment choices (14, 26 & 34 weeks). A recent upgrade has seen the addition of a login facility and there is also an app.

Company Details

Address: 7 Turnberry Park Road, Gildersome, Morley, Leeds, LS27 7LE

Brand: Loans at Home (aka: LoansatHome)

Company: S.D. Taylor Ltd (subsidiary of Non-Standard Finance Plc)

Contact (📧):

Contact (☎): 0800 011 4490

FCA Licence: 708507

Launched: 1938 (was S&U & LoansatHome4U)

Niche: Doorstep

Opening Hours: Mon/Fri (8am-6pm)

Related Brands: Everyday Loans, George Banco, TrustTwo

Site Address:

Site Rank ( Global): #3,610,858

Product Specs

Amounts Available: £100 to £600 (all customers)

Late Payment Fee: Not disclosed

Manage: Yes, a Loans at Home login is provided (externally)

Pricing: £40 /£100 (14w)

Repayment Terms: 14 to 34 weeks (14, 26 & 34)

Review Feedback

Feefo: Not listed

Reviews: Not listed

Trustpilot: 52% (20+ count)

Rivals & Similar Lenders Like Loans at Home

Challenging Morses Club may prove tricky, but this Group has great credentials, as has been seen in the guarantor space through TrustTwo. The recent addition of account management has been of note. You can view recent payments and can also make them here. This appears to cover emergencies only though as the weekly agent process is still forced. Morses of course now give you the choice of agent and no-agent. This is a lender with good coverage, but you won’t benefit from pricing advantages or any standout features such as amount or term flexibility. It would make more sense to try and get approved with the Group’s Everyday Loans brand on the high street.

Last Check @ June 6th, 2021

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