Sunshine Credit Loans | Reviews

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Sunshine Credit Loans

About Sunshine Credit Loans

Sunshine Credit delivers the cheapest payday loan on the UK market today. This is what helps them to stand out from the crowd, but this is one of the most basic sector offerings, alongside being one of the least popular. This is surprising as they’ve had 5 years to establish themselves having launched in 2016. There are 4 brands attached to The Quick Loan Shop Ltd roster. Quick Loan Shop is central that is packaged with excellent flexibility whilst the company in focus delivers the short term value. Miss Payday and Wee Loans are hit and miss. They are simply charged at the market cap of 0.8%, they carry no extra features and receive very little traffic.

Sunshine’s product is simple in its design. New and returning customers can apply for between £100 and £500 covering their next payday only. There is no ability to manage the loan through a login. There’s also a lack of phone support and as the case across the Group there are no opening times shared. There are no online reviews and so it remains unclear how they’re being perceived. It may be the case that they are using the low rate to entice leads that are then passed through their broker channel. The price is certainly catchy. If you were being paid in 30 days then you’d be charged £12 rather than the capped £24 that most firms stick with.

Company Details

Address: 31 Dashwood Avenue, High Wycombe, HP12 3DZ

Brand: Sunshine Credit (aka: SunshineCredit)

Company: The Quick Loan Shop Ltd

Contact (📧):

Contact (☎): No phone number

FCA Licence: 672828

Launched: 2016

Niche: Payday

Opening Hours: Not disclosed

Related Brands: Miss Payday, Quick Loan Shop, Wee Loans

Site Address:

Site Rank ( Global): Unranked

Product Specs

Amounts Available: £100 to £500 (all customers)

Late Payment Fee: £12

Manage: No, a Sunshine Credit login is not provided

Pricing: £12 /£100 (1m)

Repayment Terms: 1 month

Review Feedback

Feefo: Not listed

Reviews: Not listed

Trustpilot: Not listed

Rivals & Similar Lenders Like Sunshine Credit

Sunshine’s product is the UK’s cheapest bad credit payday loan. Their £12 per £100 charge can’t be beaten in subprime, although a few firms get close to it. The key pair are Kabayan Finance: £42 /£300 (£14) and Chloe Brooke Loans: £30 /£200 (£15). For those fortunate to have improved credit, Drafty can deliver a highly competitive £5.40. Polar Credit who are one of the newcomers get close to this at £6.60. Paying the full market cap of 0.8% and being handed access to an improved service may suit most. You could for instance head to SafetyNet and access your funds 24/7, and be handed the ability to choose the repayment to the exact day.

Last Check @ June 20th, 2021

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