TrustTwo Loans | Reviews

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TrustTwo Loans

About TrustTwo Loans (Closed = Further Details to Follow Soon)

TrustTwo was launched as a supporting guarantor division to Everyday Loans back in 2014. Each were acquired by Non-Standard Finance in April 2016. This brought them into the same family as George Banco and Loans at Home. Banco is of note here in also competing in the guarantor space with both of these brands making up a user base of around 31,500 customers. The NSF Group collectively serves more than 179,000. TrustTwo’s market growth has been impressive in recent years. They’ve in fact recently emerged as the most visited sector lender although this wouldn’t have likely been the case if Amigo didn’t impose a pause on lending during the pandemic.

There have been a few product changes go through since we last checked up on They have for instance enhanced their loan sum range to £1000 to £15,000 (this previously started at £500 and stopped at £10,000) and they have dropped Saturday coverage (was 9am to 4pm). The required age on guarantors has increased a little also to 21 to 80 (was 21 to 75). As a reminder, both tenants and homeowners can back applications here. The final change is that the price for £1000 over a year is £236.09. There had previously been slight variations between homeowner and tenant rates. APR is fixed as headlined at 49.74%. Payouts on average take around 3 days.

Company Details

Address: Secure Trust House, Boston Drive, Bourne End, SL8 5YS

Brand: TrustTwo (aka: Trust Two, TrustTwo Guarantor Loans)

Company: Everyday Lending Ltd (subsidiary of Non-Standard Finance Plc)

Contact (📧):

Contact (☎): 0330 303 3477

FCA Licence: 724445

Launched: 2014

Niche: Guarantor

Opening Hours: Mon/Fri (9am-5pm)

Related Brands: Everyday Loans, George Banco, Loans at Home

Site Address:

Site Rank ( Global): #410,352

Product Specs

Amounts Available: £1000 to £15,000

Backings: Homeowners or tenants aged between 21 & 80

Late Payment Fee: £0

Login Provided: Yes

Pricing: £236.09 /£1000 (12m) & £482.28 /£1000 (24m)

Repayment Terms: 12 to 60 months

Review Feedback

Feefo: 73.4% (rated 5/5) (exact 1123/1529)

Reviews: Not listed

Trustpilot: 58% (250+ count)

Rivals & Similar Lenders Like TrustTwo

TrustTwo’s business has certainly picked up since Amigo’s pause on lending. The firm at this time taking the following 2nd rank is the impressive P2P firm GuarantorMyLoan. Their 12 month £1000 charge is £232.52, but with cashback included you can pay just £129.81 there. This is the cheapest possible deal in the sector. Buddy Loans is another alternative lender of note. They are open for a few hours on Saturday if some weekend coverage is required. If you can’t find someone willing to back your application then it would be advised to consider TrustTwo’s sister brand Everyday where no guarantor is required. A branch visit is for reference required to complete the loan process on that side.

Last Check @ May 10th, 2021

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